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205 2nd Ave NW Mt Vernon, IA 52314 • Residential - Single Family • Active

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Description

Some houses are sold. This one is passed on. A Painted Lady locals have admired for generations, The Kepler House has anchored Mt. Vernon's historic streetscape since 1892. Over 11 painstaking years, every detail of its restoration was sourced, considered, & executed by hand; a true reclamation. The wraparound porch sets the tone: this home honors its past while asking nothing extra of its next steward. Inside, quarter-sawn oak floors, original wood trim, & pocket doors that still glide as if newly hung anchor a main level built for both elegance and function ? two living rooms, formal DR, a gourmet kitchen w/ Wolf range & soapstone island, plus an office, laundry room & full bath. Upstairs, a primary suite with cedar closets, three additional bedrooms, and a finished attic with a fifth bedroom, full bath, and family room plumbed for a wet bar. 5 bedrooms. 4.5 baths. 132 years of character. Zero details left to chance.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 4,440
Fenced Yard
Garage Size: 2
Built in 1892
School District: Mt Vernon

General Information

Bedrooms: 5
Bathrooms: 5
Sqft: 4,440
County: Linn
High School: Mt Vernon
Listed By:
Urban Acres Real Estate Corridor 800-746-9464 Daphne Patton
Cedar Rapids MLS
$715,000
Est. $4,633/mo
5beds
5baths
4,440sqft
2cars
Active
BEDS5 BATHS4 full 1 partial SQUARE FEET4,440 MLS#2603172
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLMt Vernon
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Agent Name: Dave Moore
 Agent Phone: (319) 631-1283
 Agency Title: Ruhl&Ruhl Realtors
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205 2nd Ave Nw, Mt Vernon, IA 52314.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $715,000$715,000$715,000
Down Payment $143,000$25,025$178,750
Monthly Mortgage Amount $3,429$4,209$4,417
Taxes $995$995$995
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$314$0
Monthly Estimated Total $4,633$5,727$5,621

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/17/2026. The listing information on this page last changed on 05/17/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sun 05/17/2026 9:29:05 AM EST) or MRED MLS (last updated Sun 05/17/2026 9:23:09 AM EST) or SCWMLS (last updated Sun 05/17/2026 9:22:42 AM EST) or Rockford Board of Realtors (NWIAR) (last updated Sat 05/16/2026 10:15:57 PM EST) or Cedar Rapids MLS (last updated Sun 05/17/2026 9:28:13 AM EST) or NEIRBR MLS (last updated Sun 05/17/2026 9:19:18 AM EST) or ICAAR MLS (last updated Sun 05/17/2026 9:18:05 AM EST) or ECIMLS (last updated Sun 05/17/2026 9:28:15 AM EST) or RMLSA (last updated Sun 05/17/2026 9:22:53 AM EST) or Muscatine MLS (last updated Sun 05/17/2026 9:17:05 AM EST) or No Coast MLS (last updated Sun 05/17/2026 9:25:30 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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