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40 Fern Road , Lake Zurich, IL 60047.
Welcome to this stunning ranch in the highly sought-after Cedar Creek subdivision! This move-in ready home features a gourmet eat-in kitchen with sleek granite countertops and stainless steel appliances, as well as a pantry. Freshly painted in neutral palette and complemented by gorgeous flooring throughout, every detail has been thoughtfully designed. The inviting living room boasts soaring vaulted ceilings, a cozy brick fireplace, wet bar, & seamless access to the back deck-perfect for entertaining. The dining room overlooks the family room and foyer. Spacious primary suite is a true retreat with vaulted ceilings & a new electric fireplace, ample closet space, and a beautifully updated private bath featuring a separate tub, shower, and custom vanity. With three total bedrooms and three updated full baths, this home offers both comfort and function. Step outside to a large fenced yard complete with a deck and shed, charming front porch, plus a full unfinished basement ready for your personal touch. 2 car attached garage. Located in top-rated Lake Zurich schools and just minutes from parks, shopping, dining, and highway access; this one truly has it all!
MLS ID: 12619642
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40 Fern Road , Lake Zurich, IL 60047.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $525,000 | $525,000 | $525,000 |
| Down Payment | $105,000 | $18,375 | $131,250 |
| Monthly Mortgage Amount | $2,451 | $3,091 | $3,191 |
| Taxes | $731 | $731 | $731 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $231 | $0 |
| Monthly Estimated Total | $3,335 | $4,206 | $4,075 |