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40w679 White Fence Way, Saint Charles, IL 60175.
Welcome to this charming country retreat set on a 1 acre, picturesque lot with a beautiful FENCED YARD (note the lot extends beyond the rear fence line) and exceptional outdoor spaces!! A welcoming front porch sets the tone for this impeccably maintained home, where walnut-stained oak floors flow throughout the main living areas. The formal living room/den features a wall of custom built-in shelving and a glass pocket door opening to the spacious family room...while the generous dining room is perfectly positioned adjacent to the updated kitchen, featuring raised-panel wood cabinetry, granite countertops, Stainless Steel appliances and a center island. A large eating area with atrium door provides easy access to the expansive custom paver patio, where a retaining wall, built-in fire pit and beautifully landscaped gardens create an ideal setting for relaxing or entertaining while enjoying the deep backyard and serene country views. The family room offers a classic white brick fireplace and inviting gathering space. A convenient main-level laundry room includes abundant cabinetry, a sink and direct access to the attached two-car garage. The spacious primary suite features a walk-in closet and private en-suite bath...while three additional bedrooms offer ceiling fans, with one featuring a built-in desk perfect for work or study. The 28 X 20 finished basement provides a versatile recreation room, a 15 x 9 space for an office, along with excellent storage in the mechanical room. Exceptional condition and tasteful decor throughout make this home truly move-in ready, offering the perfect blend of charm, comfort and privacy while remaining conveniently close to shopping, parks and downtown St. Charles!
MLS ID: 12724024
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40w679 White Fence Way, Saint Charles, IL 60175.

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563-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $639,000 | $639,000 | $639,000 |
| Down Payment | $127,800 | $22,365 | $159,750 |
| Monthly Mortgage Amount | $3,189 | $3,914 | $3,980 |
| Taxes | $889 | $889 | $889 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $281 | $0 |
| Monthly Estimated Total | $4,264 | $5,270 | $5,055 |
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