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978 Oak Ridge Boulevard, Elgin, IL 60120.
This move-in ready, 2-bedroom, 3.5-bathroom townhome offers bright, modern living space. Highlights include: * Main Level: Open-concept layout featuring rich hardwood floors, a foyer with porcelain tile, and a sunny living/dining area. * Kitchen: Upgraded cabinetry, granite countertops, tile backsplash, and brand-new stainless-steel appliances. * Upper Level: Spacious bedrooms plus a versatile loft space ideal for a home office or reading nook. * Lower Level: Fully finished basement complete with a full bath, slate tile shower, and large recreation room with recessed lighting. * Parking & Location: Attached 2-car garage in a quiet, highly desirable neighborhood close to shopping, and major commuter routes. * New Furnace and water heater changed in 2024. Garage door motor changed in early 2026.
MLS ID: 12732474
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978 Oak Ridge Boulevard, Elgin, IL 60120.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $395,000 | $395,000 | $395,000 |
| Down Payment | $79,000 | $13,825 | $98,750 |
| Monthly Mortgage Amount | $1,971 | $2,420 | $2,460 |
| Taxes | $550 | $550 | $550 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $174 | $0 |
| Monthly Estimated Total | $2,636 | $3,259 | $3,125 |
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